Need guidance through the Medicare maze…
The Legacy Group is continuously striving to stay on top of the ever changing world of Medicare to provide our clients with the newest information and options available. We assist seniors and Medicare-eligible individuals with ways to navigate all their options and find the plan that is right for them. One option is Medicare Supplemental coverage which helps pay the health care costs that Medicare Part A and Medicare Part B do not cover. Medicare Advantage is an alternative to Medicare with a Medicare supplement. It offers very low premiums and most plans include the prescription benefit at no additional cost.
Allow us to guide you in finding a Medicare Supplement, (a health insurance policy sold by a private insurancecompany), to fill in the Medicare coverage gaps. Our goal is to minimize your out of pocket exposure.
Medicare Advantage plans are standardized plans offered through private health insurance carriers, but are regulated through the Centers for Medicare and Medicaid Services (CMS). In order to be eligible for Medicare Advantage, you must meet the following requirements: eligible for Medicare, enrolled in both Medicare Part A and Medicare Part B (you can check this by referring to your Red, White, and Blue Medicare Card), live within the Plan’s service area (which is county-by-county – not state-by-state), and not have End-Stage Renal Disease (or ESRD/kidney dialysis) at the time of application unless due to a qualifying event based on Federal guidelines.. Please note: A Medicare Advantage Plan is not the same as a Medicare Supplement. A Medicare Supplement works in addition to your Original Medicare coverage and a Medicare Advantage Plan works in place of your original Medicare and may provide additional features.
The “D” stands for drugs: The Medicare Part – D is a prescription drug benefit program that aids Medicare Eligables in paying for their prescriptions. To be eligible, one must be enrolled in Medicare Part A and/or Medicare Part B.
Trust us to guide you through the Medicare maze by calling us today at 440.543.0534 or 1.866.543.0534.
Other important phone numbers:
- Medicare – 1 (800) MEDICARE (63342273)
- Social Security to sign up for Medicare Part B– 1 (800) 772 1213