Homeowner’s Insurance

Homeowner’s Insurance

Your home is your castle and typically your largest asset…

Allow us to create a home insurance policy that addresses the specific needs of your lifestyle. You work hard for the things you value; we will make sure that you will be able to cherish your belongings for many years to come. Let The Legacy Group shop to find the best homeowner insurance rates, with the best coverage, for your home.

The Legacy Group recommends including your jewelry and precious keepsakes in your homeowner’s policy.  Due to the constant changes in precious metal and gem prices, it is recommended your valuables be appraised at least every seven years.  We will update your policy to ensure it covers the current value of your possessions.  Looking for a safe and professional appraisal?  We recommend Chad Verhoff of Noble Jewelers, www.noblejewlersohio.com.

Condo Insurance

Coverage for your contents…

When you own a condominium, you — not your condo associations — are responsible for what’s inside your condo. A condo insurance policy is important to protect your personal belongings from fire, theft or vandalism.
Condo insurance also provides personal liability insurance to protect your assets by paying claims and damages in case of injury to other people or their property.

Renters Insurance

Make sure you protect your stuff…

Homeowner insurance quotes are not only for homeowners, renters also need coverage for situations that everyone can face: fire, theft, water damage and other unforeseen circumstances — situations your apartment owner’s policy doesn’t cover. The basic purpose of renters insurance is obvious: it covers the personal contents of your apartment in the event they are damaged, stolen or vandalized.
Many tenants think that their possessions are already covered; after all, that’s what the landlord has insurance for, isn’t it? Except that it’s not. The landlord’s insurance typically covers only the landlord’s building and property.
Renters insurance also provides you with personal liability insurance. Many renters own pets and liability coverage is provided even when the friendly family pet might accidentally cause injury to someone.

Personal Liability Umbrella

You never know…

Even though we have the best of intentions, we are at times placed in situations where we inadvertently caused harm or distress to others. Protect yourself with one of our personal liability policies and rest easy knowing that you have done everything in your power to protect yourself. The Personal Liability Umbrella coverage is an extension of the underlying coverage and will cover you above and beyond your general liability policy (based on the terms, conditions and limitations of the policy).